Your Debt Strategy Is Probably Wrong

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Jennifer followed the most popular debt advice in America. She got "small wins." She stayed motivated. And it cost her $9,200 in unnecessary interest.

In this video, we deconstruct the "Motivation Trap." I spent seven months analyzing why the Debt Snowball (paying smallest balances first) is a mathematically disastrous strategy in a high-interest world. We look at Jennifer's $63,000 debt audit and see how "feeling good" about closing a 0% medical account allowed a 22% credit card to bleed her dry.

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