You can pay off debts at the closing table to improve your loan parameters. #loans #DMV #homebuying

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Borrowers are able to pay off debts (credit cards, medical bills, etc.) at the closing table, when purchasing a home, to improve their loan details. There are strategies to pay off debts that help new home purchases as well as refinancing. Paying off debts will lower the borrower's DTI (debt-to-income) and could lower their mortgage rate, mortgage insurance rate, or qualify for a better loan with less costs.
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