What Is a Non-QM Loan?

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A Non-QM (Non-Qualified Mortgage) loan is designed for borrowers who fall outside traditional lending guidelines — perfect for self-employed buyers, investors, or anyone with unique income situations.
In this video, we break down what makes Non-QM loans different from conventional loans backed by Fannie Mae or Freddie Mac, and why some lenders prefer to hold these loans privately.
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