VA One Time Close Construction Loan Build Your Dream Home with Zero Down

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Are you a veteran or active-duty service member who wants to build a custom home instead of buying one that’s already out there? The VA One-Time Close Construction Loan lets you finance the land, construction, and permanent mortgage in one loan — with zero down payment.

In this video, John Thomas, VA Construction Loan Expert with Primary Residential Mortgage, walks you through everything you need to know:

✅ What the VA One-Time Close Construction Loan is
✅ How the step-by-step process works
✅ Eligibility and builder requirements
✅ Funding fee details and credit guidelines
✅ Common challenges to watch out for
✅ Why working with an experienced VA lender matters

Whether you’re building in Delaware, Maryland, Florida, Texas, or anywhere in the U.S., this guide covers what it takes to make your VA dream home a reality in 2025.

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