UPI New Rules 2026: Is It Still Free?

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Издатель Aug 10, 2026

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UPI charges, UPI MDR, Merchant Discount Rate, and UPI transaction fees explained. Will UPI payments remain free for customers, or will businesses have to pay a fee?

UPI has transformed digital payments in India, helping reduce cash usage and bringing more transactions into the formal economy. But as UPI transaction volumes continue to grow, the cost of running the payment infrastructure is also rising.

So, what is MDR on UPI? Who actually pays it? Will customers have to pay extra when making UPI payments? And which businesses could be affected?

In this video, we explain UPI MDR charges, how Merchant Discount Rate works, and what potential UPI charges could mean for businesses and everyday UPI users.

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UPI | UPI Charges | UPI MDR | Merchant Discount Rate | UPI Transaction Fee | Digital Payments India | UPI Payments | NPCI | Online Payments

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