Swiggy Card Just Split Into Two Cards

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Издатель Apr 28, 2026

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I've been using the HDFC Swiggy credit card for a while, and the split into BLCK and ORNGE variants is honestly not the devaluation most people feared — existing holders are mostly being moved to the BLCK card, which keeps the full 10% cashback on Swiggy, Instamart, and food delivery intact. In this video I break down the HDFC Swiggy Black credit card vs the new Swiggy Orange credit card, what the cashback difference actually means for your monthly spend, and why the BLCK card is the only version worth having. The ORNGE card at 5% cashback is strictly the entry-level downgrade, so knowing which one you're being issued matters more than most people realise. If you're an existing holder, I also cover exactly what to check on your app right now to confirm your variant.

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