"Refinancing isn’t always the right move.

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We often see homeowners chase a lower rate and later realize it came at a cost. In some cases, refinancing can hurt you if:
❌ You reset your loan term and end up paying more interest in the long term.
❌ You pay significant upfront costs but plan to move before reaching your break-even point.

Don’t just focus on the monthly payment.
Look at the total cost.

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Рефинансирование кредита
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