Paying The Bank More Upfront To Lower Your Rate: Worth It?

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One mortgage discount point costs 1% of the loan and cuts the rate about 0.25%. Whether to buy comes down to the break-even: upfront cost divided by monthly savings equals months to recoup. Only buy points if you'll keep the loan well past that month.

Not financial advice. For education only.

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Рефинансирование кредита
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