OCBC 360 vs UOB One: Best High Interest Savings Account 2026

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✅ Alternatives for higher returns:
- Longbridge (5% p.a. Cash Plus coupon for new users): https://hmsg.link/longbridge
- uSMART (8.88% p.a. on money market fund, $2K to $8K): https://hmsg.link/usmart

OCBC 360 is cutting interest rates to 1.95% from 1 May 2026. But is it still better than UOB One at 1.9%? The answer depends entirely on how much you have saved.

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