Mortgage Rates Are Drifting Down — What Buyers Should Watch This Week

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Mortgage rates are showing a bumpy downward trend, and that could create some opportunity for Northeast Florida buyers.

As of this week’s update, the 30-year fixed rate is averaging around **6.56%**, the 15-year fixed is around **6.09%**, and jumbo rates are still holding a little higher. Refinance activity may be slow, but purchase demand is staying surprisingly resilient — especially with buyers who are watching the market closely and ready to move when the numbers make sense.

Here’s the TruDat Twist: don’t wait around for the “perfect bottom.” That’s how buyers end up watching someone else move into the house they wanted. Watch rates, stay pre-approved, and lock strategically when the deal works.

Thinking about buying in Jacksonville, St. Augustine, Palm Coast, or anywhere in Northeast Florida? Let’s run the numbers before the market gets cute again.

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