Lower Your Mortgage Payment Without Refinancing #Shorts

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Lower Your Mortgage Payment Without Refinancing

It's called recasting. You call the lender that has your loan, tell them you'd like to make one large principal payment, and ask them to recast the loan. They recalculate your monthly payment on the new, lower balance, with no new loan and no refinance. Many lenders will do it on a conventional loan, but it's up to your servicer, and VA and FHA loans typically don't allow it. So ask before you count on it.

Talk it through with me: https://www.mortgagemomradio.com/

Text LIVE to 844-935-3634

#MortgageMom #MortgageRecast #MortgagePayment #Refinance #Homeowners #MortgageTips #MortgageEducation #MortgageMomRadio #NMLS237926 #Shorts

Recorded September 30, 2026. Market conditions and interest rates can change. This is general education, not a rate quote, an offer of credit or a commitment to lend. Not all applicants will qualify. Debbie Marcoux NMLS 237926. JMJ Financial Group NMLS 167867. Equal Housing Lender. For licensing information, go to: www.nmlsconsumeraccess.org
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