Издатель
I paid $2,835 in credit card annual fees last year and got $3,415 back in real, usable credits. Not points sitting in an account, not perks I never touched. Actual money. But four of my seven cards technically lost me money in 2025, and I'm showing you those too, because an honest credit card annual fee breakdown is more useful than a highlight reel.
This is every card in my wallet, valued conservatively, number by number. The cards that crushed it, the ones on thin ice, and exactly what I'm changing in 2026.
CREDIT CARD LINKS:
This is every card in my wallet, valued conservatively, number by number. The cards that crushed it, the ones on thin ice, and exactly what I'm changing in 2026.
CREDIT CARD LINKS:
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