How To Get A Mortgage In Ghana From Abroad #ghanarealestate #property #realestate

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Издатель Sep 11, 2026

One of the most frequent questions I get asked is how to secure a mortgage in Ghana, especially if you don’t currently live in Ghana.

I recently sat down with Mr Abdul Razak from Fidelity Bank to break down the basics.

So, what exactly is mortgage financing?

In simple terms, it’s a loan facility that can be provided to people living in Ghana or outside Ghana.

The key difference is that it’s a secured facility.

The property you’re purchasing — or, in some cases, a property you already own — is used as security for the facility.

And unlike many other types of loans, mortgages generally have a longer repayment tenure.

If you’re a diaspora buyer considering property in Ghana, understanding how mortgage financing works before you start house hunting can help you approach the process with more clarity.

Would you consider using a mortgage to buy property in Ghana, or would you rather pay cash?

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