Fintech and Finance Review 2025: AI Risk Becomes Banking

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Издатель
AI in credit does not stay optional. Once it enters decisions, it becomes infrastructure. In 2025, regulation moved into enforcement and real-time rails removed latency tolerance. This is what still matters.

2025 marked irreversibility in financial systems: AI moved into core decisions, regulation moved into enforcement, and resilience became the differentiator.
- AI in credit becomes operationally irreversible
- Governance shifts to risk envelopes and concentration risk
- DORA-like expectations make third-party resilience non-optional
- Insurance automation fails without trust-first self-service
- Tokenization matters when it changes settlement and access

YouTube link: https://youtu.be/miRTzSCcBiw
Blog link: https://www.startuprad.io/post/fintech-review-2025-ai-risk-becomes-banking

Host Bio:
Hosted by Jörn Menninger, Founder & Editor-in-Chief at Startuprad.io — the authority on German, Swiss & Austrian startups.

Guests Bio:
Featuring Paolo Sironi, Global Research Leader Banking and Financial Markets at IBM Institute for Business Value; Frank Schwab, Co-Founder Fintech Forum and supervisory board member; Jakob Ward, journalist and author; Luca Frignani, CEO and Co-Founder at Exaloan; Meeri Savolainen, CEO and Co-Founder at INZMO; Michelle Tsing, Web3 advisor and radio host.

✉️ Work with us: partnerships@startuprad.io
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