CC vs OD – Kya Farq Hai? | Cash Credit Aur Overdraft Seedhe Shabdon Mein | #shorts

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“Sir, mujhe CC lena chahiye ya OD?”

Dono mein paisa milta hai.
Dono se payment ho jaata hai.

Par system alag hai.

Is video mein samjhiye:

• Cash Credit (CC) kya hota hai
• Sanction Limit aur Drawing Power ka farq
• Excess use karne par kya hota hai
• Penal interest kab lagta hai
• Overdraft (OD) ka structure
• CC aur OD ka practical difference
• Traders vs Service business ke liye kaunsa zyada suitable

Key Concepts Covered:

✔ Sanction Limit
✔ Drawing Power
✔ Working Capital
✔ Stock-based finance
✔ Penal interest risk

Yaad rakhiye —
Sirf interest rate dekhkar decision mat lijiye.
Structure samajhna zyada important hai.

Main hoon CA Alpit Bhandari,
aur ye hai The Banking Brief.

#MSME
#WorkingCapital #BusinessLoan
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#thebankingbrief
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