Buying a House with No Credit Score: The Ramsey Method

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Jenn and Jeremy react to a viral street interview featuring Dave Ramsey personality George Kamel on this week's Scroll Patrol!

In the clip, George breaks down his strict cash-and-debit-card lifestyle, driving a paid-off 2026 Tesla Model Y, and buying a house with zero credit score. Jeremy gives his take on the Ramsey philosophy: analyzing the pros and cons of being anti-debt, how manual underwriting lets you secure a mortgage without a credit score, and why the "car note" mindset keeps everyday Americans stuck in a cycle of endless payments.

Have a video or viral financial clip you want Jeremy to react to? Submit yours at personalfinanceclub.com/ask!
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