AutoPay Car Loan Refinance Review | from Carvana to Credit Karma's Capital One Auto Loan Refinancing

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Have you been notified by Credit Karma that you're a good candidate for an auto refinance? I was too. But before you sign your life away again on a new car loan, beware of companies like AutoPay who are just looking to hustle an extra buck out of you.

My AutoPay interview was a bit unprofessional. I was questioned on not having more income, not that I reported it incorrectly. I was then given an offer that would have cost me almost $3,000 MORE than what I am currently paying. "Joe" offered me GAP coverage on my old crappy KIA Forte and a warranty on my engine, which I just had replaced this year. Wow, what a deal. I get to pay you for a warranty on my new transmission which should not likely break down for another 90,000 miles?

Where does the usury hustle end in modern day USA?

I was able to improve my original 17% APR Carvana loan to 10% with Capital One. But it seems getting my loan down to 5% is just a fantasy or fever dream at this point.

For more information and tips, visit https://upwardpreneur.com/a-consumers-take-on-auto-refinance-my-autopay-story/
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