Legacy benefits ending March 2026 — what you need to do before your payments stop
The DWP is closing six legacy benefits by 31 March 2026 as part of the managed migration to Universal Credit. If you're still receiving working tax credit, child tax credit, income-based JSA, income-related ESA, income support, or working-age housing benefit, your payments will stop unless you claim Universal Credit before your deadline.
This video explains exactly what is changing, who is affected, and the steps you need to take right now to protect your income — including how transitional protection works and why missing your deadline could cost you thousands.
IN THIS VIDEO
We cover the full list of legacy benefits being shut down, how Universal Credit replaces them with a single monthly payment, and what the five-week wait means for your household budget. We also explain transitional protection — the top-up that stops you being worse off — and the strict deadline rules that determine whether you qualify. Finally, we clarify which benefits are not affected and will continue as normal.
KEY TAKEAWAYS
- All six legacy benefits close on 31 March 2026 — there is no automatic transfer to Universal Credit
- You must claim Universal Credit yourself before your migration notice deadline to keep receiving support
- Transitional protection tops up your payment if Universal Credit gives you less — but only if you claim on time
- Around 35% of claimants are entitled to less under Universal Credit, making transitional protection critical
- Universal Credit is paid monthly in arrears with a five-week wait — plan ahead or request an advance
RESOURCES
- GOV.UK Universal Credit migration information: https://www.gov.uk/universal-credit
- Citizens Advice — moving to Universal Credit: https://www.citizensadvice.org.uk/benefits/universal-credit/
- Turn2us benefits calculator: https://www.turn2us.org.uk/get-support/tools-and-calculators/benefits-calculator
ABOUT THIS CHANNEL
This channel provides free financial education on UK pensions, retirement planning, and later life finances. Our aim is to help you make better-informed decisions about your money.
WEBSITE
For more guides, tools, and resources: https://www.ukcareguide.co.uk
LEGAL DISCLAIMER
This video is for educational purposes only and does not constitute regulated financial advice. Pension decisions are complex and individual circumstances vary. For pensions over £30,000 with safeguarded benefits, you are legally required to take regulated financial advice before transferring. Always check your specific pension terms and consult a qualified advisor before making any decisions.
The DWP is closing six legacy benefits by 31 March 2026 as part of the managed migration to Universal Credit. If you're still receiving working tax credit, child tax credit, income-based JSA, income-related ESA, income support, or working-age housing benefit, your payments will stop unless you claim Universal Credit before your deadline.
This video explains exactly what is changing, who is affected, and the steps you need to take right now to protect your income — including how transitional protection works and why missing your deadline could cost you thousands.
IN THIS VIDEO
We cover the full list of legacy benefits being shut down, how Universal Credit replaces them with a single monthly payment, and what the five-week wait means for your household budget. We also explain transitional protection — the top-up that stops you being worse off — and the strict deadline rules that determine whether you qualify. Finally, we clarify which benefits are not affected and will continue as normal.
KEY TAKEAWAYS
- All six legacy benefits close on 31 March 2026 — there is no automatic transfer to Universal Credit
- You must claim Universal Credit yourself before your migration notice deadline to keep receiving support
- Transitional protection tops up your payment if Universal Credit gives you less — but only if you claim on time
- Around 35% of claimants are entitled to less under Universal Credit, making transitional protection critical
- Universal Credit is paid monthly in arrears with a five-week wait — plan ahead or request an advance
RESOURCES
- GOV.UK Universal Credit migration information: https://www.gov.uk/universal-credit
- Citizens Advice — moving to Universal Credit: https://www.citizensadvice.org.uk/benefits/universal-credit/
- Turn2us benefits calculator: https://www.turn2us.org.uk/get-support/tools-and-calculators/benefits-calculator
ABOUT THIS CHANNEL
This channel provides free financial education on UK pensions, retirement planning, and later life finances. Our aim is to help you make better-informed decisions about your money.
WEBSITE
For more guides, tools, and resources: https://www.ukcareguide.co.uk
LEGAL DISCLAIMER
This video is for educational purposes only and does not constitute regulated financial advice. Pension decisions are complex and individual circumstances vary. For pensions over £30,000 with safeguarded benefits, you are legally required to take regulated financial advice before transferring. Always check your specific pension terms and consult a qualified advisor before making any decisions.
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