5 Excuses for Not Buying a House (Debunked) | Beloit, WI Realtor

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5 common excuses people use to avoid buying a house - and whether they actually hold up. From rate timing to down payment myths to credit score fears, here's the honest breakdown.

Topics covered in this video:
- Waiting for interest rates to drop
- The 20% down payment myth
- Credit score requirements for a mortgage
- Renting vs. buying - the real math
- Is it actually a bad time to buy?

I'm a real estate agent based in Beloit, WI helping first-time buyers navigate the home buying process with real, straightforward advice - no sales pitch, just the facts.

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