0% Interest Credit Card Tip Grow Your Money Instantly!

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In this episode of Points, Cards and Travel with Itinerary Boss, Ross Alcorn is joined by Michael Boly, founder of Kingdom Cred and creator of Zero Fund, to break down how business owners can use credit more strategically to grow without relying on high-interest debt. Instead of jumping straight into premium cards or big funding asks, Michael explains why the right personal credit foundation, lower utilization, and stronger limits matter first.

The conversation covers the most common mistakes entrepreneurs make when applying for cards, why one small personal card can hold back bigger approvals, and how 0% interest credit card offers can become a powerful funding tool when used responsibly. Ross and Michael also discuss balance transfers, personal guarantees, relationship-building with banks, and how business owners can keep cash working while using promotional financing to create flexibility.

If you are trying to scale your business, improve cash flow, or stop leaving opportunity on the table, this episode gives you a practical framework to think through funding, credit, and rewards in a much smarter way.

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