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Mortgage interest is a huge expense. Here’s how to cut costs:

1. Shop Around for Lenders

Compare rates and fees from multiple lenders within 14-45 days without hurting your credit score.

2. Make Bi-Weekly Payments

This results in one extra payment per year, saving you money on interest.

3. Pay Early

If you close in September, pay in October to reduce your principal and save on interest.

4. Look for Grants & Programs

Find reduced mortgage rates and grants for first-time buyers.

5. Negotiate Rate Buy Downs

Ask sellers to help pay for permanent or temporary rate reductions.

6. Refinance When Rates Drop

Buy now for lower competition, and refinance later if rates fall.

Thinking of buying your place in Washington?

It's a great choice! Let's chat about your options over a hot coffee (on me!) ☕

Comment "Home" below and we can get started!
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