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Have you been waiting for mortgage rates to go down before buying a home? You’re not alone—but timing the market might be costing you more than you think.

Right now, mortgage rates are hovering in the mid-6% range, with slight improvements possible as the bond market shows positive movement. Meanwhile, home prices across most of the U.S. are holding steady, with some markets starting to cool—but not crash.

Here’s the reality:
There’s no clear sign of a nationwide housing crash. In fact, home values are still seeing modest growth. The biggest factor impacting rates today? Inflation. And until inflation is under control, major rate cuts may stay limited.

So what should you do as a homebuyer?

Instead of waiting and guessing, focus on what you can control:
✔️ Your budget
✔️ Your credit score
✔️ Getting pre-approved

Because when the right home hits the market, the prepared buyers are the ones who win.

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Рефинансирование кредита
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